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The Four Stages of Retirement Planning

Achieving financial security in retirement has never been more challenging. The old “three-legged stool” of retirement that used to consist of 1) a company pension 2) Social Security benefits, and 3) individual savings, is now teetering on one and half legs. The guaranteed incomes of company pensions are a thing of the past, and many in the younger generations are not holding out much hope for Social Security. So now, the onus falls more squarely on individuals to create their own retirement income source that can generate a reliable income for their extended lifetimes.

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This communication is strictly intended for individuals residing in the states of California and Kansas. No offers may be made or accepted from any resident outside the specific state(s) referenced.


 Securities and advisory services offered through The Strategic Financial Alliance, Inc. (SFA), member FINRA, SIPC. Mark O'Brien is a registered representative and an investment advisor representative of SFA. CA Insurance License # OF32502

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