ira's larkspur
financial advisor marin
financial planning larkspur
income streams mill valley

Investment Philosophy

Income Streams Mill Valley

Financial Planning Larkspur

Helping our clients secure long-lasting retirements is the primary focus of our business. Working with near-retirees and those who have recently retired, we build plans that provide positive income streams throughout retirement. We place a high value on the quality of our financial planning advice, and we work closely with our clients to fully understanding their needs before building a custom retirement plan. Our goal is to ensure that we build an appropriate bridge between the accumulated pool of assets, with the goal of creating lasting streams of income that serve our clients’ retirement needs.

After designing a customized plan, we build portfolios comprised of multiple types of assets to serve different purposes and time periods in your retirement. Your portfolio will be well-diversified and designed to take appropriate levels of risk to achieve a necessary growth rate.  At the same time, we will build a systematic plan for withdrawals, based on a combination of interest, dividends and portfolio holdings.

In building your investment portfolio, we select different asset managers, choosing those we believe will best meet the needs of your individual financial plan. For the equity portion of our clients’ portfolios, we use a blended approach, which takes advantage of the benefits of asset allocation and diversification. For the fixed income component, we use individual bonds, bond funds, annuity products and business development companies (BDCs) that match our clients’ needs.

This communication is strictly intended for individuals residing in the states of California and Kansas. No offers may be made or accepted from any resident outside the specific state(s) referenced.

 Securities and advisory services offered through The Strategic Financial Alliance, Inc. (SFA), member FINRA, SIPC. Mark O'Brien is a registered representative and an investment advisor representative of SFA. CA Insurance License # OF32502

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